About Us
Meet our experts, guiding through financial intricacies with precision
About us
Welcome to Lighthouse Capital Finance.
Lighthouse Capital Finance is a dedicated capital solutions provider with HQ based in Melbourne, Australia, along with experienced management in both Sydney and Brisbane.
We're proud members of the Lighthouse Group of Companies.
Our Mission
Our mission is to reshape lives by offering financial expertise, faster growth, & securing futures through trusted partnerships & innovation.
Our company vision.
Our vision is to create a financially secure future for all, offering innovative solutions & expert guidance to navigate prosperity.
MARKET SEGMENTS
We work closely with a wide range of capital funds & partners to structure bespoke capital solutions for our clients in various market segments including, but certainly not limited to:
Construction & development projects
Commercial & residential property acquisitions
Land banking, land holding & subdivision allotments,
Corporate mergers and acquisitions,
Cashflow and debt funding for business operations.
FINANCE SOLUTIONS
We work across the capital stack and are able to arrange the following funding and corporate solutions:
Senior Debt
Mezzanine Debt
Preferred Equity
Equity
Joint Ventures
FUNDING SOURCES
We take a nuanced approach to each transaction, with our proposed capital solution representing the optimal capital structure, pricing and risk profile to align with our clients’ unique business requirements, financial capacity, risk appetite and medium to longer term strategy.
Our capital is sourced via our strong relationships with a range of capital partners, which include:
Non-bank lenders
Specialist asset managers and investment funds
Large institutional investors
HNIs and Family Offices
Australian origin sourced funding, and
Offshore origin funding earmarked for the Australian & New Zealand marketplace.
Lighthouse group
The Lighthouse group of companies is a diversified business group, Australian based and owned. With head office in Melbourne Australia we also have representatives offices in Sydney and Perth.
We have a long standing track record in our chosen sectors, and the group has the following business verticals:
Lighthouse Investment Partners
Direct funding, Principal Investments and Capital Arrangement, focusing on the real estate and renewable energy sectors.
Lighthouse Energy
Physical trading and distribution of energy products (crude oil, refined petroleum products, LNG) primarily focused in the Asia market.
Lighthouse Trade
Direct supply of industrial components and materials to the construction and infrastructure sectors.
Lighthouse Commercial
Construction business in Melbourne, focussing on boutique projects in premium regions of Melbourne.
Capital where needed, when needed and how it’s needed
Lighthouse Investment Partners
Lighthouse Investment Partners is a Melbourne based business focused on the following specialised services
Direct Funding
As a principal financier, our Direct Funding business offers a wide range of innovative capital solutions towards property assets and projects, focussed on main markets in Australia. Our solutions encompass the entire capital stack and are tailored to the unique needs of the transaction.
We offer Senior and Senior Stretch Debt, Subordinated Debt, Preferential Equity and Equity funding solutions.
Senior Debt
Secured by a first-ranking mortgage over the project and is repaid in priority to equity and any subordinated lender. We provide senior debt for both land acquisition and construction, either stand-alone or together with mezzanine debt and/or preferred equity. Having a single source of capital from Monark provides certainty to the transaction.
Stretch senior debt
A combination of senior and subordinated debt in one package which is charged at a blended rate and provides a higher LVR than a traditional senior debt facility. By providing a single funding solution the credit and documentation process is streamlined.
Subordinated (Mezzanine) debt
Secured by a second-ranking mortgage and is repaid following repayment of the senior debt. The use of mezzanine debt allows a developer to reduce the amount of equity for the project, freeing up capital for use elsewhere
Preferred Equity
Preferred Equity is repaid after all secured debt has been repaid but before ordinary equity.Preferred Equity offers an alternative to raising additional equity and has the benefit of having a capped return. Preferred Equity can be a more flexible option for developers as it typically doesn’t involve taking security over the land-owning entity or taking a registered mortgage over the land.
Principal Investments
Our Principal Investments Business directly undertakes property development projects, either as a sole venture or in collaboration with trusted partners.
Words from clients.
Our Team
